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Home Plans Medicare Supplements

Medicare Supplements

What are my Medicare coverage choices?

You can choose the type of Medicare plan you want, based on what’s available in your area and your coverage needs. Here’s an overview of what each coverage plan offers:

Medicare Part A and Part B (sometimes known as “Original Medicare”)

  • Helps cover hospital stays, preventive care, doctor visits and other medical services.
  • Run by the federal government.
  • Can be paired with a Medicare Supplement Insurance plan to help pay your share of costs.
  • Can be paired with a stand-alone prescription drug plan (Medicare Part D), to help pay for medications.

 

Medicare Part C (Medicare Advantage)

  • Provides the same coverage and services as Medicare Parts A and B, often with additional benefits that vary by plan.
  • Some plans include Medicare Part D prescription drug coverage.
  • Run by private insurance companies that are contracted by the government.
  • Works similarly to an employer-sponsored health plan.

 

Medicare Part D (prescription drug plans)

  • Helps cover the costs of your prescription drugs.
  • Run by private insurance companies that are contracted by the government.
  • Can be added to Medicare Parts A and B or a Medicare Advantage Private Fee-for-Service (PFFS) plan.

 

Medicare Supplement Insurance

  • Helps pay your cost of Medicare-covered services, such as copays and deductibles.
  • Some plans offer additional benefits not covered by Medicare Parts A and B.
  • Run by private insurance companies. These plans are regulated by the state in which you reside, and are not a benefit offered by the federal government.
  • Can be added to Medicare Parts A and B.

 

To get a better understanding of these coverage options, call us at (602) 753-8851.